Dear Abby: My mother-in-law is betting on my death for financial gain

Greetings, Abby

I recently learned that my mother-in-law has two life insurance policies on me, one of which is almost 20 years old. I was unaware of either policy. I’m really worried because I never asked or gave her permission to remove these restrictions.

It is not a nice friendship between us. She is impolite and intrusive, thus she is not welcome in our home or in my life. Even though he doesn’t really interact with her, my husband doesn’t seem to mind that she went out of her way to obtain these insurance. She acts as like it’s not a big problem because she sells insurance, but to me, it is.

The thought of her receiving a settlement after my death horrifies me. I have my own insurance and will have it for the rest of my adult life (I’m getting close to 50). We have no idea who the beneficiaries are, and she has never given us a copy of the insurance. Actually, the only reason we are aware of their existence is because she mentioned it in a chat when we informed her that we were cutting off our communication with her due to her extreme rudeness and contempt.

Are my worries warranted, or am I insane? Is she even allowed to possess these? Why does she bet that I would pass away before her? NEVADA LIFE INSURED

Greetings, Life Insurance:

I feel sorry for you. It seems like your mother-in-law is a pain. Talk about this with your own insurance representative. Explain your newfound knowledge and inquire as to whether your mother-in-law’s actions were lawful, as they might not have been. This is made worse by the fact that she works in the insurance industry. It seems like possible payback for telling her something she didn’t want to hear that you found out about this knowledge during an unpleasant chat. She might even be telling lies.

If this is the case, your insurance agent can explain what can be done to fix it. She can lose her license as a licensed broker if she does an illegal act.

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Abigail Van Buren, better known as Jeanne Phillips, is the author of Dear Abby. Her mother, Pauline Phillips, began the company. For more information, visit www.DearAbby.com or send an email to P.O. Box 69440, Los Angeles, CA 90069.

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